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BCU Stafford Loan Lenders
Lender/Contact Information Stafford Loan Borrower
Benefits/Loan Facts

Chase Bank
 1-866-306-0868
www.chase.com
Lender Code: 803000
  • 0.25% interest rate reduction for borrowers who enroll in an auto-debit ACH repayment program


Security National Bank
 888.206.0210
www.studentloan.org/stafford
Lender Code: 804189
  • 0.25% reduction of the up-front origination fee (set at 1.00% beginning July 1, 2008)



U.S. Bank
888.206.0210
www.studentloan.org/stafford
Lender Code: 804267
  • 0.25% interest rate reduction for borrowers who enroll in an auto-debit ACH repayment program


Vantus Bank
 888.206.0210
www.studentloan.org/stafford
Lender Code: 820318
  • 0.25% reduction of the up-front origination fee (set at 1.00% beginning July 1, 2008)


Wachovia
1-877-689-0763
www.wachovia.com/education
Lender Code: 830005
  • 1.0% credit of original principal amount after first 12 payments are made timely
  • 0.25% interest rate reduction for borrowers who enroll in an auto-debit ACH repayment program
  • Benefit repair: If students miss one of the required 12 payments, they can restore their eligibility for the rebate with our benefit repair program by passing an online financial literacy course.


Wells Fargo
1-800-658-3567
 http://wfefs.wellsfargo.com/jump/ia/briarcliff_ffelp.html
Lender Code: 807176
  • 0.25% interest rate reduction for electing automatic payments and electronic statements
  • 0.50% interest rate reduction at repayment upon verification of graduation

All Stafford loans are subject to a 1.00% Federal Default fee and a 1.5% origination fee which may or may not be paid for you by your lender or guarantee agency. The staff of the Financial Aid Office (FAO) chooses lenders for our lender list based on: commitment to quality service for students and financial aid staff, quality products and electronic processing capabilities. Students are not required to use a lender on this list. Students considering a lender not on this list should contact the FAO before applying for a Stafford Loan.

Borrower benefits are subject to change. Most borrower benefits require on time payments. If a late payment occurs at any time during repayment the benefit may or may not be recovered. Also, if you choose to consolidate your loans, your benefits may be lost. Be sure to ask your lender for details.